Say it. Done.
Voice AI
Speak naturally — “I got paid twenty-five hundred from my job today” — and the
transaction lands in your books, categorized, in under two seconds.
Listening… tell me your transaction
＄
Job Paycheck
Voice · Salary
+ $2,500.00
Hears everything. Acts only on you.
Relevant Voice Intelligence
Turn on Voice Mode and run the whole app hands-free — “Open Reports”,
“Add transaction”, “Find all Home Depot receipts this year.”
The intelligence is in what it ignores: phone calls, background chatter and
half-sentences never trigger a thing. It understands polite phrasing
(“can you open reports for me?”), snaps misheard vendor names to your own
purchase history, and acts only on commands meant for it.
Nothing is recorded, saved, or used to train AI.
Voice Mode · listening for commands only
“Open Reports”
“Add transaction”
“Find Home Depot receipts”
phone-call chatter
Phone snaps. Desktop books.
Cross-Device Receipt Capture
Working at your desk with a paper receipt? Say “scan a receipt” —
a QR code appears on your screen. Point your phone at it, snap the photo, and it lands on
your computer in seconds: AI reads the merchant, total, tax and line items, then opens an
editable preview where every field is one click — or one spoken word — from done.
No phone app required. No cables. No emailing yourself photos.
A real desktop app — in your browser.
Full Desktop Experience
Every field edits in place — amounts, dates, vendors with live logos, categories,
tags, even tax breakdowns. Every save is instant, every action undoable. Search your whole
history by voice, filter by tag with one click, split a purchase across two accounts with
separate taxes, and export schema-perfect CSV or PDF of exactly what you’re looking at.
Spreadsheet speed. None of the spreadsheet.
Leaving Wave or QuickBooks? Bring everything.
Switch in Minutes
Import bank statements in CSV, OFX/QFX — even PDF, read with AI. Or migrate your whole
history straight from Wave, QuickBooks, Mint, YNAB, Monarch, Quicken, Xero, FreshBooks,
Expensify, Excel or Google Sheets: upload their export, review the mapping, done.
And here’s the part the apps you’re leaving won’t love: your data
exits as cleanly as it enters. One-click CSV backups that re-import perfectly —
no lock-in, ever.
Snap. We type.
Receipt Scanning
Point your camera at any receipt — even long ones across two or three photos.
AI reads merchant, grand total, tax, date, line items, and category, then drops a clean
transaction into your books. Tap the green tax number to type any custom dollar amount;
the pill flips to TAX · CUSTOM the moment your value diverges from a standard rate.
And the more you correct it, the smarter it gets — every fix you make feeds
back into the AI for next time.
WALMART
Groceries 42.18
Eggs 6.40
Coffee 11.99
Tax 3.43
TOTAL 64.00
Walmart
15 May · Food & Dining
− $64.00
Friendly nudges
Auto Budgeting
Set a monthly cap once. We tap you on the shoulder at 50% and 80% — calm, kind, never
panicky. No more end-of-month surprises.
Food & Dining
78%
You're at 78% of your monthly cap — calm heads-up.
Dream it. Track it. Buy it.
Smart Goal Setting
Pin a goal to any product — a boat, a laptop, flights — paste the Amazon or store link and
the vendor logo appears automatically. The app cheers at every milestone and throws confetti
at 100%.
🛥 Fishing Boat
64%
$3,200 of $5,000
🎉 Almost there
Your documents. Fort Knox-level safe.
Secure Vault
One private place for every document that matters — passport, SIN card, birth certificate,
lease, will, insurance policy, certificates, contracts, IDs. Files are encrypted
on your device before upload, so only you can ever open them. Built on the same
zero-knowledge standard as 1Password and Signal — the server holds ciphertext only,
never your key.
Every upload gets an AI summary. A five-paragraph plain-English description
of what’s actually in the document, so you can search and recall by meaning
(“the dean’s letter from 2001”) instead of file name.
Folder Overview with Timeline (AI). Tap Overview on any folder for a
chronological list of every file inside — the app extracts dates straight out of the
documents themselves, so a 1996 certificate, a 2001 letter, and a 2026 receipt sort
themselves into a real timeline. Sort A–Z or surface only the undated items in one tap.
Every action — unlock, view, rename, delete — lands in a private audit log
you can scroll through any time.
🔐 Personal Items · 24
🔐 Tax Documents · 8
XChaCha20-Poly1305
Spend smart. Save more.
Deals & Coupons For You
The app learns where you shop — Tim Hortons, Amazon, Best Buy — and surfaces real coupons
and affiliate deals from those exact vendors. No generic spam, just savings on things
you already buy.
TH
Tim Hortons
You shop here weekly
15% OFF
A
Amazon
Recurring purchases
$5 BACK
One app, two lives
Multi-Profile
Personal on the left. Business on the right. Switch books with one tap — no logging out, no
second app, no leaked expenses.
Borders don’t add up
Multi-Currency
Track salary in CAD and travel spend in EUR side-by-side. The app does the math; you keep
the view.
🇨🇦 CAD
🇺🇸 USD
🇪🇺 EUR
🇵🇰 PKR
Salary $2,500 CAD · Travel €380 EUR
Gets smarter every scan.
Self-Learning AI
Every time you correct what the AI extracted from a receipt — a misread merchant name,
a wrong tax type, an off-by-a-buck total — that fix becomes private training data.
On your next scan, the AI sees those corrections as in-context examples in its prompt:
“you’ve normalised ‘Shopmonkey’ to ‘Clarkson Fine Cars’
three times”, “you prefer GST over HST on these receipts”, “your
grand-total extractions tend to under-report by $1.20”.
No black box, no cloud lock-in — your corrections live on the same server as
the rest of your data, and once three different users in your currency converge on the
same fix, the whole community benefits.
AI Saw
"Shopmonkey LLC"
3× CAD
↓
"Clarkson Fine Cars"
Learned · applied to your next scan
Local rules, locally learned.
Country-Specific Intelligence
Receipt formats, vendor names, tax labels — none of them transfer between countries.
A Karachi grocery receipt looks nothing like a Toronto gas-station bill, and Pakistani GST
(17%) is computed differently than Canadian HST (13%) or US sales tax. So every correction
you make is tagged with your currency and partitioned into a private pool.
PKR users only feed PKR learning. CAD users only feed CAD. USD, EUR, GBP, INR —
each currency gets its own dedicated improvement loop, and your prompt never gets polluted
with examples from another region.